The Salt Lake County housing market is starting to show signs of life. Read the whole story of why I think this and why it might be time for those sitting on the sidelines to start seriously thinking about buying a home.

Well, for one many of my clients are getting into multiple offer situations - for homes that are not short sales. I am seeing this more and more and my real estate agent friends tell me the good homes in the right prices range are going quickly.

And investment properties and vacation home sales are up and taking some of the inventory out of the market. See more about this.

Utah's economy and job market is seeing growth which will also help boost the Salt Lake real estate market. With interest rates still hovering around the 4 percent market more and more people will start to think the "time is right" to buy their dream home.

<p style="text-align: left;">Today's Best Available Rates in Utah

</p>

• 30 Year Fixed Conventional - 4.00% but with higher closing costs you can get 3.875%
• 30 Year Fixed FHA/VA - 3.75% with higher closing costs. 3.875% with no origination fee
• 15 Year Fixed - 3.375%

<p style="text-align: left;">The Best Available Rates are generally for those borrowers with excellent credit (740 plus) and 80% loan to home value. Mortgage insurance applies to conventional loans over 80% loan to home value and for all FHA loans. For More Info on what market factors affect interest rates, check out my Mortgage Commentary.

<p style="text-align: center;"><span style="color: #ff0000; text-align: center;">___________________________</span></p><p style="text-align: center;">I'm Linda Miller, a Smart Loan Lady and Your Preferred Utah Mortgage Advisor</p><p style="text-align: center;">Call me at 801.550.1222</p><p style="text-align: center;">www.UtahMortgageAdvisors.com</p><p style="text-align: center;">NMLS #39250</p><p style="text-align: center;">www.utahmortgageadvisors.com</p><p style="text-align: center;">Security National Mortgage Company 7651 Main Street, Suite 214 Midvale, UT 84047 NMLS #3116</p></p>