There are no economic reports released today and the capital markets are all traing lower headed into the weekend. Stocks, Bond and Oil prices are falling as investors survey the U.S. economy and rethink their portfolios headed into the middle of 2013. The closely watched S&P 500 is up 14% so far this year and investors may feel the need to take some profits off the table.

And due to the Fed's Bond purchase program, home loan rates continue to hover near record low levels. In the lastest survey, Freddie Mac said that the 30-year fixed conventional mortgage rate rose to 3.42% this week from 3.35% in the previous week. But to obtain that low rate, a borrower would have to pay 0.7 in fees and points.

The U.S. Postal Service continues to have troubles after posting a $1.9 billion loss in the second quarter, which ended on March 31. The USPS continues to suffer through declining mail volume and after a Congressional mandate stating that it must pay $5.5 billion into a health fund for its future retirees. The Post Office recently tried to shut down their Saturday delivery of mail, but it was voted down by Congress. The Post Office is losing $25 million a day with no end in sight for the losses until Congress overhauls its entire system.