If you are past or present military, use the VA benefit to purchase your new home. Many loan programs require 10-20% down, putting home ownership out of reach for many first time home buyers. FHA monthly mortgage insurance has gone up make for an uncomfortable monthly payment. A VA Loan is perfect for young families and first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down. The VA is one of the only loan programs that can offer this.

The closing costs are reduced as certain fees are just not allowed.

GCM Financial Services wholesale rates and pricing coupled with a dedication and focus on VA loans has allowed us to streamline the VA loan process, making it affordable and hassle free for our clients.