"They're going up because there's some talk that the Fed might be ending QE3, quantitative easing No. 3, and they may be ending it soon. Everybody knows that when the Fed stops depressing these prices that we are going to see interest rates go up. The question is do they go up where they were in 1993, which was 6.5 percent. Or do they go back up to where they were for the last five years, which was about 5 percent?