Nobody could blame you if you wanted to lock in the rate today. Rates started at the last month's fourth-lowest level, which isn't far from the record low. Not only will you get one of the best deals if you lock in today, but you'll also eliminate the danger of some unexpected event that could push rates higher.
Bookmark this page for mortgage rates:
30-year (FRM) rates at 2.87% (-0.02%)
15-year (FRM) rates at 2.38% (-0.01%)
FHA 30-year Fixed rates at 2.38% (-0.06%)
Jumbo 30-year Fixed rates at 3.48% (+0.01%)
5/1 ARM rates at 2.73% (-0.06%)
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RBS Citizens
Clifton Park, NY