What is Quantitative Easing?
I was recently asked "What is Quantitative Easing and why does it keep rates low?"  In layman's terms, Quantitative Easing is when a central bank buys financial instruments (Bonds & Mortgage Backed Securities (MBS)) from commercial banks and...

Buy Your Home in 2013 - Don't Wait
If you have been looking to buy a home or have just been thinking about buying a home, now is the time.  In the last six months we have seen rates skyrocket above 5% for some loan programs, and then settle back down to about 4.5% to 4.75% on 30 year fixed rate mortgages.  Last...